Cheap California Auto Insurance - Cheap, Fast, Simple . . .

Cheap California Auto Insurance

Cheap auto insurance is easy for you to get and right now we all need some help saving money.

Just fill in your zip code, check yes or no and click the Start Quote button and sit back as auto insurance agents compete for your business . . .


What is the 5-digit ZIP code for the location where the vehicle(s) is/are located.

Are you currently insured or have been insured during the past 30 days (on any policy, for any vehicle) ?
Yes No

Some of the things we don't know about are kind of odd in our modern society. Like getting an online auto insurance quote. And if you live in California, you really want cheap California auto insurance. While we like to think we have a working knowledge about something like auto insurance rates, but then we find out, (usually at the worst possible time) that we don't really know hardly anything about our car insurance policy at all. Here are a few basic things you should know about insurance:

1. You need to know some common terms, like:

Deductibles: When you get into an auto accident, a deductible is the amount of money you agreed to pay out of your own pocket before your car insurance policy kicks in the rest.

Exclusions: Situations your insurance policy specifically omits from being covered, such as property damage or personal injury you intentionally cause.

Cap: the upper limit of how much your insurance policy will pay out.

Premium: This is the money you pay for a cheap California auto insurance policy or indeed any kind of auto insurance policy.

2. You must have liability coverage

All states (even California) require you to purchase at least some amount of liability coverage. The minimum is set by the individual state and consists basically of 2 parts:

Bodily injury liability: This is the part that will protect you from paying your entire life savings or all your other stuff if you are legally responsible for death or injury of another person during an auto accident.

Property damage liability: This will pay for any damage you do to someone else's car or property, and pays for court costs in the event of an accident.


What is the 5-digit ZIP code for the location where the vehicle(s) is/are located.

Are you currently insured or have been insured during the past 30 days (on any policy, for any vehicle) ?
Yes No

3. Here are a few other coverages that you should always make sure that your cheap California auto insurance policy includes, even if you are not legally "mandated" to carry these coverages.

Collision: this pays to repair your car if it's damaged in an accident.
Comprehensive coverage:(this covers repairing damage caused by something besides a car accident.
Uninsured or underinsured motorist: this pays for repairs if you get in a an accident with another driver and they don't have insurance.
Medical: this pays for the medical costs of you and your passengers.

4. For most people, finding out how to lower the insurance premium you pay requires them to do a lot of research and work -- but not for you. That is why you are here on this website - to find the easiest way possible to get cheap California auto insurance from and auto insurance company that really wants your business and is willing to find great a discount auto insurance policy just for you.

If you are reading this and you are not from California, we can probably still help you if you put your zip code in the form, but mostly because auto insurance can be so costly in California, we made this site.

Truth is, you don't really want to spend a whole lot of time researching cheap auto insurance, you just want insurance from folks you can trust.

Click here to get great cheap California auto insurance.

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